How Zeta supports poly households finances

Alexis Villalobos
November 4th, 2024 | 5 mins
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At Zeta, we understand these challenges, which is why we’ve designed our accounts with flexibility, equity, and transparency in mind. Whether you’re managing finances with multiple partners, setting household goals, or simply ensuring fairness in contributions, Zeta is here to help.

Here’s how Zeta can simplify your financial life:

1. Flexible accounts under one household

Zeta allows you to set up up to 5 accounts under one household, making it easy to create a mix of joint and personal accounts. Whether you’re contributing to rent, paying bills, or managing personal purchases, Zeta provides the flexibility you need to tailor your finances to your unique setup.

2. Automate your contributions

With Zeta’s Automations, you can set each partner’s contributions to shared expenses based on their income or financial situation. This ensures that financial contributions are fair and proportionate, so no one feels overburdened or left out.

3. Real-Time expense tracking

Transparency is key to building trust, and with Zeta’s real-time spending trackers and spend notifications, you can easily see how money is being spent across multiple accounts. This makes budgeting together simple and helps you avoid misunderstandings about where the money is going.

4. Shared goals, personal autonomy

Zeta empowers you to set and track shared financial goals while respecting individual autonomy. Whether you’re saving for a vacation, paying off household bills, or managing personal expenses, Zeta helps you strike the perfect balance between shared responsibility and personal freedom.

5. Clear communication

You can message directly within the app to discuss transactions, review, bills, or track progress on your goals. Everything from spending to budgeting happens in one place so you can stay organized and transparent without the need to juggle multiple apps.

Zeta was designed to reflect the dynamic nature of polycule households. We know that managing finances across multiple relationships requires both flexibility and clarity, and our accounts are built to support you every step of the way. By offering transparent, flexible financial management, Zeta helps make your financial life easier, more balanced, and perfectly tailored to the way you live.

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1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.

2Zeta Annual Percentage Yield (APY) is effective as of 05/01/2023, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 2.09% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.