Are your teens spending too much? Here’s how I took control with Zeta!

Sammie
September 6th, 2024 | 4 minutes
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As a dad, I want my kids to learn financial responsibility, but I also like knowing where every dollar goes (and yes, I might be a little over-involved!). That’s why Zeta’s Companion Cards have been such a game-changer in our household. It lets me give them independence but with the guardrails I need to stay in control.

Set Spending Limits

Whether it’s daily or monthly, I can set spending limits directly through the app. My kids can have freedom, because I’m still the one deciding how far they can go! I love knowing that they can’t go wild with their card at the mall or rack up charges on their video games. It’s the perfect balance: freedom for them, peace of mind for me.

See Exactly Where the Money Goes

Zeta does the categorizing for me. I don’t have to worry about where that $15 disappeared to because it’s all organized by spending category: whether they used it for food, entertainment, or something I wasn’t expecting. This feature keeps me in the loop and helps me teach them how to make smarter choices.

Teach Budgeting Without Losing Control

With Zeta, I can oversee their spending and I use the app to show them their spending habits using the spending trackers. The real-time notifications let me know every time they use their card. It’s not about hovering—it’s about guiding them through smart money habits.

If you’re like me—wanting your kids to have independence but still knowing exactly what’s happening—Zeta’s Companion Cards can be your best friend.

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1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.

2Zeta Annual Percentage Yield (APY) is effective as of 05/01/2023, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 2.09% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.