Shared banking
for your family


A modern-day account that supports
up to 5 members

4.5 stars

App store rating

$90M

Saved on Zeta

100,000+

Members signed up

4.5 stars

App store rating

$90M

Saved on Zeta

100,000+

Members signed up

Zeta adapts to the shape and size of your family

No two families are exactly alike. We have flexible bank accounts1 that tailor to your unique needs - whether you are married, single, co-parenting, contributing to multiple households, or anything in between.

Invite

Invite up to 5 members to your account - they can be co-owners, adult companions or teens (13+).

Control

Set custom permissions for each member so you control exactly who has access to your accounts.

Collaborate

Track your shared bills, save for goals together while staying in sync with in-app messaging.

What's unique about Zeta

UNLIMITED ENVELOPES

Save together for your bills & goals

With your Zeta account, you can create envelopes for every bill and goal. This makes it easy to organize your money and set funds aside, keeping your family perfectly in sync with your finances.

AUTOMATE YOUR MONEY

Get your time back

Let Zeta take over your money chores. We'll help you set money aside, automate payments, and even allocate your paycheck based on upcoming expenses. Our mission is to take over the grunt work so you can laugh more and worry less.

FREE CONCIERGE

Hands-on support when you need it

Every account gets a Zeta Concierge, a team of humans and AI designed to help you get more out of your account. Your Concierge is there to cheer you on, help with specific tasks and support you along the way.

instant PAYMENTS

Move money effortlessly

Instantly fund your account, pay someone, move money across your Zeta accounts or send it to a different account. Your money should go when and where you need it.

Families đź–¤ Zeta

Zeta's aim is to help you win, no matter what stage you are at in your relationship or life. Here's what our members have to say.

Zeta is for

Grandparents

Resources to help get
at those money goals

Zeta's guide to combining finances

Everything you need to know about merging your finances as a team.

Joint accounts 101

Learn how joint accounts can streamline your financial life.

Start going on money dates

Communication is key. Here's how to get the conversation started.

What's your money personality?

Find out with your partner or family in this 10-minute quiz!

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San Francisco, CA 94114

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1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.

2Zeta Annual Percentage Yield (APY) is effective as of 05/01/2023, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 2.20% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.