Shared banking
for your family
A modern-day account that supports
up to 5 members
4.5 stars
App store rating
$90M
Saved on Zeta
100,000+
Members signed up
4.5 stars
App store rating
$90M
Saved on Zeta
100,000+
Members signed up
Zeta adapts to the shape and size of your family
No two families are exactly alike. We have flexible bank accounts1 that tailor to your unique needs - whether you are married, single, co-parenting, contributing to multiple households, or anything in between.
Invite
Invite up to 5 members to your account - they can be co-owners, adult companions or teens (13+).
Control
Set custom permissions for each member so you control exactly who has access to your accounts.
Collaborate
Track your shared bills, save for goals together while staying in sync with in-app messaging.
What's unique about Zeta
UNLIMITED ENVELOPES
Save together for your bills & goals
With your Zeta account, you can create envelopes for every bill and goal. This makes it easy to organize your money and set funds aside, keeping your family perfectly in sync with your finances.
AUTOMATE YOUR MONEY
Get your time back
Let Zeta take over your money chores. We'll help you set money aside, automate payments, and even allocate your paycheck based on upcoming expenses. Our mission is to take over the grunt work so you can laugh more and worry less.
FREE CONCIERGE
Hands-on support when you need it
Every account gets a Zeta Concierge, a team of humans and AI designed to help you get more out of your account. Your Concierge is there to cheer you on, help with specific tasks and support you along the way.
instant PAYMENTS
Move money effortlessly
Instantly fund your account, pay someone, move money across your Zeta accounts or send it to a different account. Your money should go when and where you need it.
Families đź–¤ Zeta
Zeta's aim is to help you win, no matter what stage you are at in your relationship or life. Here's what our members have to say.
Zeta is for
Resources to help get
at those money goals
A newsletter designed to help you achieve relationship goals.
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2261 Market Street #4718
San Francisco, CA 94114
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1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.
2Zeta Annual Percentage Yield (APY) is effective as of 01/01/2025, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 1.94% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.