We want to give you $50
Want more of that Good Life?
Open a Zeta Joint Account with no monthly fees and a ton of smart automation to help you master your shared finances. For a limited time - as a Good Life perk, you'll get an extra $50 when you make a qualifying direct deposit.
See Terms and Conditions.
easy setup
Whether you're dating, engaged or married, you can open an account in minutes. We'll even help you setup your shared finances effortlessly.
envelopes
Use our envelope system to seamlessly manage your shared bills and goals. Stay on the same page about what's coming due, what's already paid or what needs more funds.
messaging
In-app messaging keeps you in sync with your team and gives you access to your Concierge. Stay informed through transaction notifications, spending trackers, and more.
HOUSEHOLDS
Whether or not you fully combine your finances, Zeta adapts to you so you can manage your money your way. Open a personal account or a joint account and enjoy instant transfers between those accounts.
Virtual cards for added convenience, privacy, and control
First class human support via in-app messaging for when you need it
Get updates when anyone on your account spends, deposits, or gets a refund
Use your Zeta debit card at any ATM
Automatically organize & set aside money for bills with the option to pay via ACH, check, or card
Snap a photo and deposit that check with just a few clicks
Easily send payments to individuals or businesses with Zeta Pay, ACH, wires, and checks
Banking services for the Zeta Joint Card and Joint Account provided by Piermont Bank, Member FDIC. Zeta Help Inc. is a service provider of the issuing bank. All deposit accounts of the same ownership and/or vesting held at the issue bank are combined and insured under an FDIC Certificate, up to $500,000. The Zeta Joint Debit Card, provided by MasterCard, may be used everywhere MasterCard Debit Cards are accepted.
Zeta Joint Account Annual Percentage Yield (APY) accurate as of 09/1/2022. Minimum amount to open account is $0.00. Minimum balance to earn APY is $0.01. Rate is as follows: 0% APY applies to balances over $0.01. Rates may change after account is opened. Fees may reduce earnings.
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2261 Market Street #4718
San Francisco, CA 94114
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1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.
2Zeta Annual Percentage Yield (APY) is effective as of 01/01/2025, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 1.94% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.